The Poverty of Risk: A Conversation About Equitable Access to Insurance

Insurance is a proven method for reducing risk, improving resilience, and promoting recovery from disruptive events. Yet some people face barriers to insurance, leaving them uninsured or under-insured and financially vulnerable. Join the Canadian Poverty Institute for an online conversation with Duncan Minty and Cheryl Evans about equity in insurance and improving access for people on the margins.

Wednesday February 28

9:00 - 10:30 (MT) / 11:00 - 12:30 (ET) ONLINE

Information and Registration

Duncan Minty is an independent ethics adviser, specialising in insurance. As a Chartered Insurance Practitioner, he has a wide experience of how the market works. He has helped insurers on a variety of ethics projects over the past 21 years. He is the author of the Business Ethics Programme for the CII’s Fellowship qualification. He has engaged with academics researching insurance for several years and spoken at universities such as Bologna, Zurich, Manchester, Southampton and Leicester. He has a particular interest in the future of insurance and the implications of trends such as personalisation, optimisation, predictive analytics and panoptic regulation.

Cheryl Evans is the Director, Flood and Wildfire Resilience at the Intact Centre on Climate Adaptation, Faculty of Environment, University of Waterloo. Cheryl Evans has over 20 years’ experience working in collaboration with residents, businesses, and communities to help them assess and address their unique climate-related risks, such as flooding, wildfire and extreme heat.  She serves as a member of the Canadian Poverty Institute’s Fair Access to Insurance Roundtable at Ambrose University, and is the Canadian representative for the Commission for Environmental Cooperation’s Tri-National Environmental Justice Network. Cheryl is currently pursuing a Master’s Degree in Disaster and Emergency Management from Royal Roads University.

Spero - Newsletter of the Canadian Poverty Institute - Fall 2023 Issue

The Fall issue of Spero is now available. In recognition of the International Day for the Eradication of Poverty, this issue takes a look at child poverty. Read about how poverty affects children and some innovative approaches to addressing. The Fall issue is available here.

Read about:

  • Addressing Child Poverty in Black Canadian Communities: The Sunny Pathways Initiative

  • Childhood Poverty: Re-imagining Support for Families Experiencing Systemic Barriers

  • Child Poverty and Child Labour

  • Updates from the CPI

Spero - Newsletter of the Canadian Poverty Institute - Spring Issue

The Spring edition of Spero has just been released. In recognition of Black History Month and the International Day for the Elimination of Racial Discrimination, this special issue of Spero offers reflections on racism and the experience of Black Canadians. Read about

  • The Amber Valley Story Is the History, Not the Future of Alberta

  • Stepping Up to Dignify Pregnancy and Childbirth In a New Land

  • Awaken(Ed) To Awake: Praising Current Progress While Addressing Persistent Forms of Oppression

  • Eliminating Racial Discrimination For Our Minds Sake

  • On Realization, Othering and Activism

Read the latest issue here.

Poverty and Anti-Black Racism: What Poverty Rates Tell Us (and Don't Tell Us) About Blackness in Canada

Poverty rates are revealing. Every five years, Canada conducts a Census that provides us with a snapshot of the population. Income and poverty are two of the important snippets of information reported by the Census that offer a glimpse of how people are doing.

Across Canada, many people continue to struggle daily in the reality of poverty. The fact that certain groups of people are more likely to experience poverty sheds light on what causes low-income and consequent poverty and what to do about it. Historically, Black Canadians are disproportionately represented among the population that lives with low-income.

Read More

2023 Federal Budget Submission

Read the submission by the Canadian Poverty Institute to the Government of Canada on our priorities for the upcoming federal budget. We highlight and provide recommendations in the areas of Human Rights, Income Support, Jobs and the Economy, Housing, Food Security, Environment and Climate Change, Transportation and Health Care.

Read our Submission Here.

The Right to Refuge

Extreme cold and other hazardous weather conditions constitute a risk to the life, health and well-being of people, especially those who are unhoused. In such conditions, those without shelter often take refuge in public spaces such as transit stations. Denying them the right to safe shelter without providing access to alternate safe spaces is a violation of their basic right to life and security of the person.

Read our call to all municipal governments to affirm the right of all people to seek refuge in public spaces during extreme weather conditions.

The Right to Refuge: A Call to Action to Municipal Governments

Opinion: The Right to Refuge Must Be Enshrined by Calgary City Council. Guest Editorial in Calgary Herald, January 21, 2023.